Using Gift Money For a Down Payment in McCall

Using Gift Money For a Down Payment in McCall

    The holidays are here and it is the season for gift giving. Receiving cash to use towards the down payment in McCall for your house is a generous gift. Especially con....

4 Common Types of McCall Home Loans

4 Common Types of McCall Home Loans

Unless you’re planning to pay all cash, if you’re shopping for a home then it means you’re also shopping for a mortgage. Depending on your personal situation, some mortgages ....

Credit Score No-Nos

Credit Score No-Nos

An important part of buying a house is getting your financial life in order. One reason is that the higher your credit score, the better rate you’ll secure for your mortgage. Mor....

What is a 203k Loan?

What is a 203k Loan?

  If you’re buying a fixer-upper or need to make some repairs before moving in, an FHA 203k loan may be what you need.  This type of loan allows you to roll renovation cost....

New FHA Leeway for Approvals

New FHA Leeway for Approvals

Having a low FICO score usually means there is no way for you to quality for a FHA mortgage, but changes to the underwriting process August 2015 means that more borrowers may quali....

What a Credit Score Really Means

What a Credit Score Really Means

Credit Score? As one of the least understood numbers homebuyers deal with, their credit score confuses many would-be buyers. So, what does your credit score really mean? Firstly, u....